Why We Give

Legacy and Capital Giving Creates New YMCA Playgrounds
Thanks to donors past and present, two communities are now enjoying new playgrounds. See how these gifts came together to make a difference at the Louisville YMCA.
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Walt and Jean Barnes

"I'm an old offensive lineman. It was my job to open holes that other people could go through." — Walter Barnes
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Bob Callendar

Joyce Skees was committed to helping teens in need. To honor her passion for helping others after her passing, Bob Callendar made a gift in her name to support a cause she was passionate about. — Bob Callendar
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Carole and Joseph Liedtke

Joe and Carole Liedtke grew up with the YMCA in their lives and wanted others to be able to do the same. The couple created a family legacy with an endowed gift that will make it accessible for years to come. — Joe and Carole
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Man smiling

“Beth and I have enjoyed our years at our YMCA. For us it started when we were kids, at Ys in different cities. After we were married and had children, we found the Y was a great place for our family too. We wanted to support the organization that had meant so much to our family over all those years. Through the use of our life insurance, we were able to provide support beyond our current giving ability, with minimal impact on our  estate we wish to pass on to our children.” Robert — YMCA Heritage Club Member

Woman smiling

“I chose to include the YMCA in my estate plan for the simple reason that I want the YMCA mission to live on for years to come.  I wish I had access to a Y when I was a kid.  I found how important it was to me and my family as a single parent.  I want to be sure it  continues to serve my grandchildren, their children, and their children’s children.”  Carol — YMCA Heritage Club Member

Couple smiling

“We decided to include the YMCA in our planning for the future — a future that we will not be part of. That kind of planning is a thoughtful business. We look at the Y as an another investment.  It has a proven track record.  It has great prospects for the future. By naming the YMCA in our estate planning, we are making an investment in the future that will pay dividends to children and families long after we are gone”. Barbara & Joe — YMCA Heritage Club Members.

A charitable bequest is one or two sentences in your will or living trust that leave to the YMCA of Greater Louisville a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to the YMCA of Greater Louisville, a nonprofit corporation currently located at 545 S 2nd Street, Louisville, KY 40202, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to the Louisville YMCA or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the Louisville YMCA as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the Louisville YMCA as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and the Louisville YMCA where you agree to make a gift to the Louisville YMCA and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

Please provide the following information to view the brochure.