The YMCA Heritage Club

The YMCA of Greater Louisville Heritage Club was established in 1994. The Heritage Club is a special group of people who believe in the mission of the YMCA of Greater Louisville and want to ensure that valuable, life-changing programs and services will be continued for future generations.

Each member of the Club has included the YMCA in his or her estate plan which will build long-range financial stability enabling our YMCA Association to meet its mission now and in the future. Our mission is to put Christian principles into practice through programs that build healthy spirit, mind and body for all.

The YMCA focuses on strengthening the foundations of community by providing programs and services that nurture the potential of youth, promote healthy living and foster a sense of social responsibility.


Becoming a member of the Heritage Club requires a commitment which now, or in the future, will add to the YMCA’s endowment fund. There are a variety of gift programs available to qualify for Heritage Club membership, including:


Outright Gifts:
Contribution of cash, land or securities to the YMCA endowment fund.

Life Insurance:
Donor names the YMCA as owner, primary or contingent beneficiary of a new or existing insurance policy.

Will Bequest:
Donor’s will includes a designation to the YMCA for a specified amount, or a percentage of the donor’s estate.

Charitable Trust:
Creating one of several kinds of charitable trusts, annuity trusts, pooled income funds, or life estate gifts to benefit the YMCA Endowment fund.

Gifts and commitments to the YMCA Endowment Fund may be directed to benefit the overall work of the YMCA, or can be designated to support a particular community branch or program.

For more information about the Heritage Club, contact W. Andrew Pierce, CFRE at 502-587-9622 or

A charitable bequest is one or two sentences in your will or living trust that leave to the YMCA of Greater Louisville a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

"I give to the YMCA of Greater Louisville, a nonprofit corporation currently located at 545 S 2nd Street, Louisville, KY 40202, or its successor thereto, ______________* [written amount or percentage of the estate or description of property] for its unrestricted use and purpose."

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to the Louisville YMCA or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, timeshare property, farm, commercial property or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the potential tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the Louisville YMCA as a lump sum.

You fund this trust with cash or appreciated assets—and may qualify for a federal income tax charitable deduction when you itemize. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the Louisville YMCA as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and the Louisville YMCA where you agree to make a gift to the Louisville YMCA and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

Please provide the following information to view the brochure.